Planning to Upgrade to an iPhone? Here's How You Can Get iPhone on EMI with Buy Now, Pay Later Features
Have you been eyeing the latest iPhone but find the price tag too steep? The dream of owning an iPhone 13 without emptying your bank account is now within reach. You can get an iPhone 13 on EMI and enjoy true 'Buy Now, Pay Later' convenience with minimal hassle. The Bajaj Finserv Insta EMI Card transforms your smartphone upgrade journey into a smooth, budget-friendly experience.
Why choosing EMI for an iPhone 13 is a smart move
Purchasing an iPhone 13 outright requires a substantial amount of money all at once. By opting for EMI, you distribute this cost over several months, making it more manageable for your monthly budget. This approach prevents financial strain and allows you to maintain your lifestyle without compromise.
The 'Buy Now, Pay Later' option preserves your hard-earned savings for other important goals such as emergency funds, education, or travel plans. It provides a practical alternative to depleting your savings or taking high-interest loans. With the iPhone 13 on EMI, you avoid the steep interest rates associated with credit cards and sidestep hidden fees often accompanying traditional financing options.
How Bajaj Finserv Insta EMI Card brings your iPhone 13 home today
The Bajaj Finserv Insta EMI Card offers remarkable flexibility with repayment tenures ranging from 1 to 60 months. This range allows you to choose a payment schedule that aligns perfectly with your financial situation. You can select shorter tenures for smaller EMIs or longer ones for more affordable monthly payments based on your preference.
One of the most attractive features is the pre-qualified card loan offer amount of up to Rs. 3 lakh available to eligible customers. This means you need not apply separately each time you wish to make a purchase. Your limit remains available for multiple purchases across various products and services. The iPhone 13 on EMI becomes just one of many possibilities within your pre-approved amount.
The card also comes with zero foreclosure charges, a significant advantage for those wanting to clear their dues early. If you receive a bonus or unexpected funds, you can pay off your remaining EMIs without any penalty. This feature provides financial freedom and flexibility that few other Buy Now, Pay Later options offer in the market today.
The wide acceptance network of the Bajaj Finserv Insta EMI Card makes it incredibly convenient. With over 1.5 lakh partner stores across 4,000+ cities in India and availability on all major e-commerce platforms, accessing your iPhone 13 on EMI is hassle-free. The instant approval process means you can walk into a store or shop online and walk away with your new iPhone the same day.
How to get iPhone 13 on EMI with Buy Now, Pay Later
Purchasing an iPhone 13 using the Bajaj Finserv Insta EMI Card is straightforward. First, decide whether you prefer shopping online or visiting a physical store. Many retailers offer competitive prices and exclusive deals, so it helps to compare options before making your final decision.
For online purchases, simply add the iPhone 13 model of your choice to your cart and proceed to checkout. Select the Bajaj Finserv Insta EMI Card as your preferred payment method. Enter your card details when prompted and select your preferred EMI tenure from the available options. The system will display the monthly amount you need to pay over your chosen period.
Once you confirm your selection, an OTP will be sent to your registered mobile number for verification. After OTP confirmation, your order will be processed, and your new iPhone 13 will be on its way to you. The first EMI typically appears in your next billing cycle, giving you time to enjoy your purchase before payments begin.
For in-store purchases, the process is equally simple. Visit any Bajaj Finserv partner store that sells iPhones and select your preferred model. Inform the sales representative that you wish to use your Bajaj Finserv Insta EMI Card for the purchase. Share your card details with the executive, who will process the transaction through their EMI system. Choose your preferred tenure from the options provided, complete the necessary verification, and take home your iPhone 13 that very day.
Features of Bajaj Finserv Insta EMI Card for smartphone buyers
● Zero down payment offers during festival sales: Special promotions often waive the need for any initial payment. This means you can purchase your iPhone 13 without paying anything upfront during these promotional periods, making it even more affordable.
● Transparent EMI structure with no hidden costs: The EMI calculation is straightforward and clearly explained at the time of purchase. You know exactly how much you will pay each month without worrying about unexpected charges appearing later in your statement.
● Easy EMI options with minimal interest charges: The interest rates are competitive and often lower than traditional credit card EMIs. This makes it easier on your wallet and aligns with your overall financial planning.
● Credit score boost when EMIs are paid on time: Regular, timely payment of your EMIs helps build a positive credit history. This improvement in your credit score can benefit you in future financial endeavours such as home loans or car financing.
Comparing cost: iPhone 13 on EMI versus one-time payment
Tips for using credit and the Insta EMI Card responsibly
● Plan tenure to match your monthly budget: Select an EMI tenure that fits comfortably within your monthly income. This ensures you never feel stretched thin or struggle to make payments on time during the repayment period.
● Set up auto-debit to avoid missed payments: Arrange for automatic deductions from your bank account on the due date. This simple step prevents forgetting payment deadlines and helps maintain a perfect repayment record throughout your EMI tenure.
● Stay within your pre-approved limit: Though tempting, avoid maxing out your entire available credit limit. Keeping some buffer ensures you have funds available for emergency purchases or unexpected opportunities.
● Look out for zero down payment offers during festivals: Plan your iPhone 13 purchase around major sale events like Diwali or New Year. These periods often feature special promotions with additional discounts and no-cost EMI options.
● Monitor your EMI schedule regularly: Keep track of your payment timeline and outstanding balance. This awareness helps you maintain financial discipline and plan your budget effectively throughout the repayment period.
How to apply for Bajaj Finserv Insta EMI Card in minutes
Getting your own Bajaj Finserv Insta EMI Card is a quick and simple process. You can choose either the online or offline application method based on your preference. Both options are designed to be user-friendly and provide fast approval for eligible applicants.
Online:
● Visit the Bajaj Finserv website and navigate to the Insta EMI Card page.
● Enter your mobile phone number and complete the OTP verification.
● Fill in the application form to know your available limit.
● Use DigiLocker or your Aadhaar details to complete the KYC process.
● Pay Rs. 530, which is the one-time joining fee.
● Finish the e-mandate registration to activate your card instantly.
Offline:
● Go to any Bajaj Finserv partner store with the required documents.
● Approach a store representative for assistance, indicating your interest in applying for the Insta EMI Card.
● The store representative will guide you through the process and verify your documents.
● Once approved, pay the one-time joining fee.
● Your card will be activated on the spot.
Making your iPhone dream a reality
Upgrading to an iPhone 13 no longer requires financial sacrifice or depleting your savings. With the Buy Now, Pay Later feature of the Bajaj Finserv Insta EMI Card, you can spread the cost over comfortable monthly instalments. The flexibility to choose your repayment tenure puts you in control of your finances while enjoying premium technology immediately.
The streamlined application process, wide acceptance network, and transparent fee structure make the Bajaj Finserv Insta EMI Card an ideal companion for your technology purchases. Apply today and transform your iPhone 13 dream into reality without waiting or compromising your financial stability.
Take the first step towards owning your iPhone 13 on EMI by applying for your Bajaj Finserv Insta EMI Card now. Visit the official Bajaj Finserv website or download the app to know more.
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