Pension scheme: Invest only ₹7 daily and get pension of ₹5000 per month, check Scheme details

Pension scheme: If you are worried about pension in old age, then you can get rid of this worry by investing just 7 rupees daily. In this government scheme, a minimum guaranteed pension of 5000 rupees is available every month. The benefits of this scheme are so much that the number of its subscribers is increasing rapidly.

Atal Pension: If you are worried about pension in old age, then you can get rid of this worry by investing only Rs 7 per day. In this government scheme, a minimum guaranteed pension of Rs 5000 is available every month. The benefits of this scheme are so much that the number of its shareholders is increasing rapidly. 1.17 crore shareholders joined the Atal Pension Yojana in the last financial year. With this, the total number of shareholders associated with this scheme has crossed 7.60 lakh crores.

Atal Pension Scheme

1.17 crore shareholders joined the Atal Pension Yojana in the financial year 2024-25. With this, the number of shareholders associated with the scheme has reached 7.60 crores. At the same time, the assets under management under the scheme have exceeded Rs 44,780 crore. So far, the average annual return on this has been 9.11 percent. The special thing is that according to PFRDA, 55 percent of the new shareholders added in 2024-25 were women.

What is special in Atal Pension Yojana

Under APY, launched mainly for the unorganized sector, the subscriber receives a guaranteed pension of Rs 1,000 to Rs 5,000 per month depending on his contribution from the age of 60 years. After the death of the subscriber, this pension is given to his spouse and on the death of the spouse, the pension amount deposited till the age of 60 is returned to the nominee.

Who can take Atal Pension Scheme

Any citizen of India can apply under this scheme and avail the benefits of the scheme. This scheme guarantees a regular income after your retirement. Any citizen in the age group of 18 years to 40 years can avail the benefits of this scheme. In this scheme, the planner starts getting fixed pension after the age of 6 years.

Calculation of pension

Your pension is decided according to the amount you invest in Atal Pension Yojana and the time at which you invest. That is, the amount of pension depends on your age. In this, you will get a minimum pension of Rs 1000, Rs 2000, Rs 3000, Rs 4000 and a maximum of Rs 5000. If you are 18 years old and invest only Rs 210 every month in this scheme, then after the age of 60 you will get a pension of Rs 5000 every month. At the same time, tax exemption is also available on the premium under 80C.

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