Bank Holiday Tomorrow: Are Banks Open Or Closed On Mahavir Jayanti? Find Out All Details HERE

As the new financial year gets underway, it's a good time for individuals to streamline their finances. Whether it’s choosing between the old and new tax regimes, starting fresh investments, or preparing to file income tax returns, there are several decisions and deadlines to manage. In the middle of this flurry, one often-overlooked factor can create unnecessary delays — bank holidays.

Banking operations play a critical role in personal finance management. That’s why being aware of scheduled bank closures is just as important as setting financial goals. Before planning any in-person visits to your bank — be it for updating documents, initiating large transactions, or finalising paperwork — it’s advisable to refer to the official holiday schedule.

Each year, the Reserve Bank of India (RBI) releases a comprehensive list of bank holidays that includes national public holidays, the second and fourth Saturdays of the month, Sundays, and festivals observed at the state level. While the list is published in advance, the RBI may also issue last-minute notifications for any changes, so keeping an eye on their official website is essential.

Also Read : Bank Holidays: Branches To Remain Shut For 16 Days In April 2025, Check State-Wise Holiday List Here

Are Banks Open Or Closed On April 10?

Apart from the earlier closure on April 7 this week, banks will remain shut again on Thursday, April 10, in observance of Shri Mahavir Jayanti. This mid-week holiday will affect banking services across several states, including Gujarat, Mizoram, Maharashtra, Karnataka, Madhya Pradesh, Tamil Nadu, Rajasthan, Uttar Pradesh, West Bengal, New Delhi, Chhattisgarh, and Jharkhand. Customers residing in these states should plan their banking needs in advance and check with their local branches for revised timings or service availability. 

Types of Bank Holidays You Should Know

According to RBI guidelines, bank holidays are grouped under three categories: holidays governed by the Negotiable Instruments Act, those applicable to the Real Time Gross Settlement (RTGS) system, and specific days reserved for closing annual bank accounts. Each category impacts different banking services, so understanding them can help avoid disruptions. However, customers can easily access digital banking, mobile banking, ATMs, and internet banking services during the bank holidays. Any change in these facilities is informed to the customers well in advance. With a little planning and awareness, you can ensure smooth execution of your financial activities, even when the banks take a day off.

Also Read : India Must Avoid Being Used In US Strategy Against China, Says Economist Jeffrey Sachs

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