New UPI Circle feature introduced in PhonePe, you will be able to make payments for others

UPI Circle feature has been included in the PhonePe app for users, with the help of which payments will be possible for others. This feature will give the primary user the option to make payments for many.

UPI Circle feature: A new feature called UPI Circle has been launched by the popular digital payments app PhonePe and millions of users will benefit from it. With the help of this feature, users will also be able to make payments for their family members and other contacts. Let us explain how the new feature will work and how it will make payments easier.

With UPI Circle, users can create a group and the main account holder (primary user) can authorize payments for others. Payments can be easily made for the rest of the secondary users included in the group. The special thing is that these users do not need to have a bank account or their own UPI ID linked.

This is how the new payment feature will work

The advantage of PhonePe’s new UPI Circle feature is that secondary users can make payments using their own UPI IDs, but the primary user has full control over them. The primary user can accept or reject their payment requests and decide how much to pay or spend. Apart from deciding the expense, the primary user also gets access to the payment history.

The main user can remove anyone from the circle or make them a part of it whenever he wants.

This is how you can setup UPI Circle

1. Update the PhonePe app to the latest version and open it.

2. Tap on the ‘UPI Circle’ option on the home screen.

3. Tap on ‘Add Family or Friends’ and register the secondary user’s UPI ID or scan the QR code.

4. Choose full or partial permissions and set the spending limit and duration.

5. Finally, complete the setup by setting the UPI PIN.

6. The setup gets enabled within 30 minutes and you can enable payments.

Let us tell you, the primary user can add a maximum of five secondary users at a time and the secondary user will be asked to do biometric or passcode authentication. Finally, the payment will be approved by the primary user.

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